Forums and personal finance communities in Europe

“The best financial decisions are born from knowledge.”

    EU Personal Finance

In a world where financial literacy is increasingly essential, finding communities for sharing and discussing personal finance and investments can make all the difference. Whether it's to learn how to manage money better, explore investment opportunities, or even achieve financial independence, exchanging experiences with other investors and enthusiasts can be extremely valuable.  

In this article, we present some of the main forums and online communities that can help you learn, share knowledge, and make more informed financial decisions.

Pan‐European/Multi‐Country

Reddit - r/eupersonalfinance

The biggest European personal finance community, with questions and answers about banking, taxes, investments, etc., considering the context of several EU countries.

Visit the forum here.

Reddit - r/EuropeFIRE

A subreddit focused on financial independence and early retirement for Europeans. Members discuss investing, tax strategies, and personal finance considerations across different EU countries.

Visit EuropeFIRE here.

Bogleheads® Europe (Subforum)

Part of the main US‐based “Bogleheads” community, but this subforum caters to investors in Europe. Discussion often covers local brokerage accounts, EU‐friendly ETFs, and cross‐border tax issues.

Visit the forum here.

Other Local Forums

For specific EU countries like Sweden, Finland, Denmark, Poland, Romania, etc., you can usually find a local subreddit or a dedicated finance forum by searching in the local language (e.g., “privatekonomi forum” in Swedish, “oszczędzanie forum” in Polish, etc.). here are a few examples:

United Kingdom

• r/UKPersonalFinance – ~1,800,000 members One of the largest personal finance communities in the UK: ISAs, pensions, mortgages, etc.
• r/FIREUK – ~250,000 members Specific to those who want to achieve financial independence in the United Kingdom.

Germany

• r/Finanzen – ~700,000 members Investments, taxes, and discussions about personal finance in German.

France

• r/vosfinances – ~340,000 members Discussions in French about savings, investments, taxes, and financial products.

Italy

• r/ItaliaPersonalFinance – ~190,000 members Focused on personal finance in Italy: taxes (Irpef), investment strategies, savings, etc.

Spain

• r/SpainEconomics – ~60,000 members Debate about economics and finance in Spain.
• r/SpainFIRE – ~20,000 members Focus on financial independence and investments for the Spanish context.

Netherlands

• r/geldzaken – ~110,000 members "Geldzaken" in Dutch: discussions about budgets, taxes, local investments.
• r/DutchFIRE – ~95,000 members FIRE community focused on the Dutch context.

Denmark

• r/dkfinance – ~110,000 members Subreddit for those who want to discuss personal finance and investments in Denmark.

Austria

• r/FinanzenAT – ~80,000 members Community in German for finance and investments in Austria.

Ireland

• r/irishpersonalfinance – ~60,000 members Irish taxes, pensions, houses, savings, and investments.

Romania

• r/robursa – ~57,000 members Focused on the stock exchange (BVB) and personal finance in Romania.

Belgium

• r/BEFire – ~44,000 members FIRE and personal finance in the Belgian context.

Finland

• r/Omatalous – ~40,000 members Focused on personal economics and investments in Finland.

Sweden

• r/PrivatEkonomi – ~38,000 members Savings, investments, taxes, and discussions in Swedish.

Switzerland

• r/SwissPersonalFinance – ~20,000 members Focused on Swiss banks, taxes, pensions, etc.
• r/SwissFIRE – ~4,500 members FIRE movement specific to the high cost of living/taxes in Switzerland.

Norway

• r/TollbugataBets – ~20,000 members Norwegian subreddit about finance, markets, and investments.

Slovenia

• r/SlovenijaFIRE – ~16,000 members Financial independence and discussions about products and taxes in Slovenia.

Greece

• r/PersonalFinanceGreece – ~10,000 members Personal finance issues, banks, the Greek crisis and recovery.

Serbia

• r/finansije – ~24,000 members

Croatia

• r/financije – ~22,000 members

Conclusion

Participating in personal finance forums can be an effective way to deepen your knowledge and clarify doubts in real-time, thanks to the exchange of experiences among members with different levels of knowledge.

Feel free to explore our listing of other financial literacy resources, available on our Blog.

If you have any feedback or suggestions for other forums or communities to add to this page, please contact us. Happy learning!